If you have suffered an injury or been in an accident and you are claiming against someone, then you will eventually find yourself in a position where you need to make a decision – settlement or court? It’s not uncommon for, say, truckers who are in accidents that involve other drivers, to end up faced with the question of whether to accept a settlement amount – giving them money now for their medical bills, repairs, etc, or whether it makes more sense to wait for the court to decide what the claim should be.
Choosing between settlement or court should not be based only on whether or not you need the money “right now” – you should plan ahead and consider what you are entitled to and how much the courts are likely to grant. If you have a strong case and your legal representation is optimistic about the situation then it makes sense to pursue the case so that you have a chance of getting the money that you are owed.
Going to court is stressful for some people, but it does not have to be. If you have good attorneys and you have documented your claim properly then you will be in a position where you can put together a good claim without issue. You can leave your representation to deal with the other party for you and avoid communication with them yourself.
There may be some cases where it does make sense to accept a settlement offer, but in general you should not accept the first offer that is made. Many companies will make an offer hoping that you will just take it and go away. If you hold off on that first offer they may make a higher offer, at which point it would make sense to accept. Sometimes, the offer might come just before the court date. Remember that you have been inconvenienced, injured or left out of pocket, and that the offer is supposed to compensate you for that. Don’t let people call you greedy, don’t let them pretend that you were not somehow hurt. You deserve compensation of some form – and whether you get it from the courts or from a settlement will depend on your own circumstances and the advice of your legal counsel. Anything that you read online should be taken as general thoughts, not as specific legal advice for your circumstances.